Which of the following is a recognized gatekeeper in AML contexts?

• A. Notaries
• B. Car manufacturers
• C. Insurance adjusters
• D. Telecom providers

Answer: (A)

In AML contexts, gatekeepers are professionals who can enable or detect money laundering through their access to clients, documents, and transactions. Notaries fit this role because they verify identities, certify documents, and oversee legal acts like property transfers or corporate formations. These functions create opportunities for laundering if not properly regulated, so notaries are subject to AML measures such as customer due diligence, recording and reporting requirements, and the ability to flag suspicious activity. The other options—car manufacturers, insurance adjusters, and telecom providers—are not typically identified as gatekeepers in standard AML frameworks, as they do not routinely exercise the same authority over identity verification and the authentication of critical documents and transactions.